Terms of service

1. Who we are and this agreement

Fama’s apps, wallet and websites (together, “Fama”) are run by SD Labs Inc, a Delaware corporation (“SD Labs”, “we”, “us”). These terms are an agreement between you and us.

You accept these terms when you agree to them in the app: when you make an account, or when the app asks you to after a change. If you use Fama without an account, these terms apply to that use as far as the law allows. If you don’t accept them, don’t use Fama. Our privacy policy explains how we handle your data.

Some features rely on other companies’ services, such as Jupiter for swaps, Hyperliquid for perps, Relay for moving funds to Hyperliquid, the issuers of tokenized stocks, and, when we offer it, a payments partner for buying USDC. Their own terms apply to what they do.

2. Who can use Fama

To use Fama you must:

• be at least 18 years old, and old enough to make a binding contract where you live;
• not be in, or ordinarily resident in, Cuba, Iran, North Korea, Syria, or Crimea, Sevastopol, Donetsk, Luhansk or the other occupied regions of Ukraine, or any other place where we don’t offer Fama;
• not be named on, or owned or controlled by someone named on, a sanctions list kept by the United Nations, the United States (including OFAC’s), the European Union or the United Kingdom; and
• be allowed by the law where you are to use each feature you use.

Some features aren’t available in more places: perps (see Perps) and tokenized stocks (see Tokenized stocks). We may close any feature in any place, and may use your IP address and other signals to tell where you are and treat you as being there.

Don’t use a VPN, proxy or anything else to hide where you are or to reach a feature that isn’t available to you. Doing so is a serious breach of these terms: we may close your access, and we may refuse to pay you rewards.

3. What Fama is, and isn’t

Fama is software. It lets you chat with other traders, hold crypto in your own wallet, trade coins and tokenized stocks on Solana, and trade perpetual futures on Hyperliquid, from a chat or from a market’s page.

We don’t hold your money. Your wallet is yours and we are not its custodian. We aren’t registered or licensed with any regulator as a bank, broker, dealer, exchange, trading platform, investment adviser or money transmitter, and we don’t act as your broker, agent or fiduciary. We don’t take the other side of your trades or decide what you trade: your wallet makes each trade on public blockchains and outside venues, not on a market we run.

Nothing on Fama is advice. Market lists are rankings, not recommendations. Prices, charts, safety flags, boards, track records, notes, messages and other people’s trades are information only, may be wrong or late, and aren’t a reason on their own to trade. Someone who calls a trade in a chat may hold that coin and may earn a reward from trades it leads to (see Invite and caller rewards). Make your own decisions, and get your own advice if you need it.

4. Your account

You sign in with your email address, a password and a code we email you. Keep your email account, password, devices, PIN, passkey and recovery code safe: whoever has them may be able to use your account and your wallet. You are responsible for what happens on your account. Tell us at support@signet.fyi straight away if you think someone else has got into it.

We will never ask for your password, your recovery code or your wallet’s key, in the app, by email or in a chat. Anyone who asks is trying to steal from you.

Give us accurate details, keep one account for yourself, and don’t sell, lend or transfer it. Your handle is a name we let you use, not something you own: it must not pretend to be someone else, and we may take back a handle that breaks these terms or someone else’s rights.

5. Your wallet

Fama makes a Solana wallet for you on your device. Its private key is made and used on your device, and the wallet signs only what you approve. Fama keeps an encrypted backup of the wallet so you can open it on a new device. That backup can be opened only with one of your ways in: a device you’ve signed in on, your password, a passkey or a recovery code. Our servers hold one part needed alongside your password, and can’t open your wallet with it alone.

You can export your wallet’s private key at any time from Settings, and use it in any other Solana wallet. If you export it, anyone who gets that key controls your wallet, and we can’t help.

If you lose every way in, you lose your wallet. We can’t recover a wallet whose ways in are all lost, and we can’t reverse anything signed with your key.

6. Chats, notes and your content

You own what you write and share on Fama. You give us a worldwide, non-exclusive, royalty-free licence to host, store, copy, adapt (such as resizing a picture), show and send it, and to let our service providers do so for us, only to run, secure and moderate Fama and to meet the law: to deliver your messages, show your profile and notes, and make link previews of what you share outside Fama. The licence ends when you delete the content or your account, except for copies others already have, such as messages they received, and copies the law makes us keep. Messages in coin groups can’t be deleted one by one; they go when your account does.

Private chats (direct messages and invite-only circles’ chats) are end-to-end encrypted: we store them, but can’t read them. Public chats (coin groups, open circles’ chats and Fama’s channel) and notes on a coin’s page can be read by anyone. Track records and what’s public, and our privacy policy, say what else is public.

Circles. A circle’s captain can set who joins and remove members. A circle’s rules are its own, but these terms still apply in it, and a captain isn’t acting for us.

What you may not post or send:

• scams, phishing, fake giveaways, or asking for someone’s key, password or recovery code;
• pump and dumps or other market manipulation, coordinated trading to mislead others, false claims about a coin or company, or promises of guaranteed returns;
• paid promotion of a coin or stock without saying it’s paid, or a call of a coin you plan to sell soon after;
• harassment, threats, abuse or hate;
• pretending to be someone else, or to be Fama;
• sexual content involving minors, or anything else illegal; or
• anything that infringes someone else’s rights, or spam.

How we moderate. We act on reports from users and authorities, and on what our team sees in public chats and notes. We don’t use automated tools to remove content: a person on our team reviews every report, and every decision to hide content or suspend an account. We can act on private chats only from what is reported to us, since we can’t read them. When we act on your content or account, we tell you what we did and why, unless the law stops us. You can report messages, notes and people in the app, or illegal content to support@signet.fyi, and block anyone. If you think we got a decision wrong, write to support@signet.fyi and a person will look at it again. If you live in the EU, you can also use an out-of-court dispute settlement body certified under the Digital Services Act. We are not responsible for what other people write.

Copyright. If you believe something on Fama infringes your copyright, send a notice to support@signet.fyi or by post to SD Labs Inc, 2810 North Church Street, STE 91025, Wilmington, DE 19802, United States that includes: your physical or electronic signature; the work you say is infringed; the material on Fama you say infringes it, and where it is, such as a link; your address, phone number and email; a statement that you believe in good faith the use isn’t authorised by the owner, its agent or the law; and a statement that the notice is accurate and, under penalty of perjury, that you are the owner or authorised to act for them. If we remove something you posted, we’ll tell you. If you believe it was removed by mistake, you can send a counter-notice with your signature; what was removed and where it was; a statement under penalty of perjury that you believe in good faith it was removed by mistake or misidentification; your name, address and phone number; your consent to the jurisdiction of the federal court for your address (or, outside the US, any court where we can be found); and your agreement to accept service from the person who sent the notice. We close the accounts of repeat infringers when appropriate. A false notice or counter-notice can make you liable for damages.

7. Trading and sending

Each trade or send is shown to you before you approve it with a slide: what you pay, what you should get, Fama’s fee and the network costs. Once you approve it, your wallet signs it and it is sent to the blockchain. Transactions on a blockchain can’t be cancelled or reversed, including one sent to a wrong address.

Prices move while a trade is on its way. You may get less than shown, within the slippage the trade allows, or the trade may fail. A trade that fails can still cost its network fee. We route trades through outside venues and services, such as Jupiter, Meteora, pump.fun, PumpSwap, Raydium and Helius, which we don’t control.

Coins. We don’t check, endorse or vouch for any coin. Anyone can make a coin, including fakes of well-known ones, so check a coin’s address. Many coins lose most or all of their value. Safety flags are automatic and can miss things.

Coins launched on Fama. Fama stopped launching coins on 4 November 2026. If you launched one before then, you are responsible for it, and its terms stay as they were made. We can’t take a coin off the blockchain.

8. Tokenized stocks

A tokenized stock is a token on Solana made by an outside issuer, such as Backed for xStocks, that aims to track the price of a company’s share. It is not the share itself. Unless its issuer’s terms say otherwise, it gives you no vote, no dividend paid as a shareholder, and no claim on the company. What it does give you, and how it is backed and redeemed, is set by its issuer. Fama doesn’t sell tokenized stocks, isn’t their issuer or the issuer’s agent, and doesn’t hold them for you.

Tokenized stocks aren’t available to US persons, or to anyone in the United States, the United Kingdom, France, the Netherlands or Germany, or anywhere else their issuer excludes. Before you buy one, you confirm that none of these applies to you and that you’ve read its issuer’s terms. A token can trade away from its share’s price, especially when the stock market is closed, and it depends on its issuer and custodians, who can fail, freeze tokens or stop redemptions.

9. Perps

Perpetual futures (“perps”) on crypto, stocks, commodities and currencies are traded on Hyperliquid, an outside exchange, with a separate key that belongs to you and is kept, encrypted, with your wallet’s backup. You can’t export that key yet, so take perps funds out through Fama. USDC moves between your wallet and Hyperliquid through Relay, an outside bridge. Hyperliquid’s and Relay’s own terms apply to them, and we are not the other side of any position.

Perps aren’t available to US persons, or to anyone in the United States and its territories, the United Kingdom, Ontario, Myanmar, Cuba, Iran, North Korea, Syria, Crimea, Sevastopol, Donetsk or Luhansk, over Tor, or where we can’t tell where you are. If any of these applies to you, don’t open or add to a perps position through Fama. You can still close positions and take your funds out.

Some markets on Hyperliquid, including its stock, commodity and currency markets, are run by third parties, not by Hyperliquid or by us. A market’s deployer sets its price source, limits and fees, and can halt or settle it. We don’t check or vouch for them.

A perp is a contract on a price, not the asset: a stock perp gives you no share, vote or dividend. Leverage multiplies both gains and losses. A position can be liquidated quickly, and you can lose all the margin you put up. Funding payments, Hyperliquid’s fees and Fama’s builder fee are charged as you trade. A market can be halted, its price can come from an oracle that is wrong, and a position can be closed by the exchange’s own rules, such as auto-deleveraging. Take-profit and stop-loss orders are not guaranteed to fill at their price, or at all.

10. Fees

Every fee is shown before you approve, and the fee shown for your trade is the one that applies. Today they are:

• Coin and tokenized stock trades: 0.50% of each trade, in its currency. A coin launched on Fama before it stopped launching coins has no Fama fee on top; its pool fee, set at launch, is shared between its launcher and Fama, after Meteora’s share.
• Sends: no Fama fee, only network costs, paid in USDC.
• Network costs: the network fee, priority fee and rent for new accounts a transaction needs, which we front and the transaction pays back.
• Moving funds to and from perps: Relay’s fee and price difference, shown before you approve. The app won’t send a move that would return less than 90% of what you send.
• Perps: 0.05% of the position each way, on top of Hyperliquid’s own fees and any fee a market’s deployer charges.

Fees aren’t refunded once a transaction is sent, unless the law requires it. We may change fees. A new fee applies only to what you approve after the app shows it to you.

11. Invite and caller rewards

Invite rewards. If someone signs up with your invite code, you may earn a share of the fees Fama makes from their trades, for a time and at a rate the app shows. Caller rewards. When we offer them, if your call of a coin in a chat leads others to trade it, you may earn a share of Fama’s fee on those trades, on the conditions the app shows, such as holding the coin before and after the call. If you can earn a caller reward, don’t hide it.

Rewards are a promotional share of our fees, not investment income, a salary or a commission you own. A reward is yours only once it has been paid in USDC to your wallet: an amount shown as earned or pending isn’t paid yet and isn’t held for you. You earn nothing from your own accounts, fake accounts, trades made only to earn rewards, calls made to mislead, or paid ads that use Fama’s name. We may check the wallets we pay against sanctions lists, and don’t pay a wallet that is on one or linked to one. We may ask for your name, address and tax details before we pay you, report what we pay to tax authorities, withhold tax where the law requires, and hold payments until you give us what we need. You are responsible for any tax on your rewards.

We may change or end rewards at any time, with notice in the app. A change applies only to trades after it. Rewards already paid stay yours, unless they were paid by mistake or earned against these terms, which we may withhold, take back, or set off against later rewards.

Points have ended. Points shown in earlier versions of the app have no value and give no right to anything.

12. Track records and what’s public

Fama shows traders’ records. Your trades and holdings are public by default: on your profile, in coin and circle chats, beside your notes, and on boards. You can hide them in Settings, which also takes you off the boards. A record shows past trades as Fama recorded them, not skill, and not what will happen next. It can differ from your own records, and leaves out what you did outside Fama.

Your wallet address is public, and everything your wallet does on a blockchain is public and permanent, whatever you hide in Fama.

13. What you must not do

Don’t use Fama to break the law, to evade sanctions or to launder money. Don’t manipulate markets, wash trade, or trade with yourself to earn rewards or a better record. Don’t use bots or scripts we haven’t allowed, scrape Fama, or attack, overload, probe or reverse-engineer Fama, its wallet or its servers, or get around any limit or restriction.

Security research. If you find a security problem, tell us at support@signet.fyi. If you don’t access other people’s data or funds beyond what you need to show the problem, don’t move or keep anyone’s funds, don’t disrupt Fama, and give us 90 days to fix it before telling anyone else, we won’t take legal action against you for that research.

14. Risks you accept

By using Fama you understand and accept that:

• crypto prices are extremely volatile, and you can lose everything you put in;
• coins can be scams, can be abandoned, and may never be sellable;
• blockchains, venues, bridges, oracles, token issuers and stablecoins such as USDC can fail, be hacked, pause, freeze funds, or lose their peg;
• Fama’s own systems, including its servers and fee payer, can have faults, be attacked or stop working;
• a transaction can be delayed, fail, or be front-run by others;
• people in chats may be wrong, may be paid to promote something, or may be trying to scam you;
• laws and regulators may change how crypto, tokenized stocks and perps can be used, including in ways that close features to you; and
• you are responsible for any taxes on your trades and rewards.

15. Changes, beta features and ending your access

Fama is new and changing. We may add, change or remove features, including in beta, where things may break. We may suspend or end your access, or close a feature to you, if you break these terms, if we must by law, or to protect Fama or other people. Where we reasonably can, we’ll tell you first and say why.

Whatever happens to your account, your wallet stays yours. While your access is suspended, you can still export your wallet’s key, close perps positions and move your funds. If we close your account or stop running Fama, we’ll tell you first and give you at least 30 days to do the same, unless the law or a risk of serious harm stops us.

You can delete your account in Settings. It is hidden at once, and deleted for good a week later unless you sign in again before then. Before you delete your account, close your perps positions, bring your perps funds back to your wallet, and then export your wallet’s key or move your funds out. Your perps key can’t be exported yet, and deleting your account deletes our copy of it, so funds left on Hyperliquid may be lost for good. Your wallet stays on the blockchain, and without its key nobody can open it.

16. Fama’s software and name

Fama’s apps, software, name, logo and design belong to us or our licensors. We give you a personal, non-exclusive, non-transferable and revocable licence to use the apps as these terms allow. Parts of Fama use open source software, and nothing in these terms limits what an open source licence lets you do with the software it covers. Our apps may update themselves, and some features need the latest version. If you send us ideas or feedback, we may use them freely, without paying you.

Apple. If you got Fama from Apple’s App Store, this paragraph also applies. These terms are between you and us, not Apple, and we, not Apple, are responsible for the app and its content. Your licence lets you use the app on Apple-branded devices you own or control, as the Usage Rules in Apple’s Media Services Terms allow, including by other accounts linked to yours through Family Sharing or volume purchasing. We alone maintain and support the app; Apple has no duty to. If the app fails to meet a warranty that applies to it, you can tell Apple, which will refund what you paid for the app, if anything. As far as the law allows, Apple has no other warranty duty for the app, and any other claim, loss or cost from such a failure is ours to deal with, not Apple’s. We, not Apple, deal with any claim about the app or your use of it, including product liability claims, claims that it fails a legal or regulatory requirement, and claims under consumer protection, privacy or similar laws. If someone claims the app or your use of it infringes their intellectual property, we, not Apple, investigate, defend, settle and discharge that claim. You confirm that you aren’t in a country under a US government embargo or named by the US government as supporting terrorism, and that you aren’t on any US government list of prohibited or restricted parties. You must follow any third party’s terms that apply when you use the app, such as your mobile carrier’s. Write to us about the app at support@signet.fyi or by post to SD Labs Inc, 2810 North Church Street, STE 91025, Wilmington, DE 19802, United States. Apple and its subsidiaries are third-party beneficiaries of these terms and, once you accept them, have the right (and are treated as having accepted the right) to enforce them against you.

17. Disclaimers

Fama is provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and any arising from a course of dealing or trade usage. We don’t promise that Fama will always be available, free of errors or secure, or that any information on it is accurate, complete or up to date.

We aren’t responsible for delays or failures caused by events outside our reasonable control, such as outages of blockchains, venues or providers, attacks, or changes in law.

18. Limits on our liability

To the fullest extent the law allows:

• we are not liable for any indirect or consequential loss, or for lost profits, trading losses, or lost data or goodwill;
• we are not liable for losses caused by the market, by other users, by outside venues, issuers and services, by blockchains, or by anyone getting into your email, devices, key, password or recovery code; and
• our total liability to you for all claims is limited to the greater of the fees you paid Fama in the 12 months before the claim and 100 US dollars.

Nothing in these terms limits liability that the law doesn’t allow to be limited, such as for fraud, gross negligence or wilful misconduct, or takes away rights you have as a consumer under the law where you live that can’t be given up by contract.

You agree to cover our reasonable losses and costs, including lawyers’ fees, from a claim by someone else, to the extent it’s caused by your breaking these terms or the law. We’ll tell you about the claim promptly. You may take over its defence with lawyers we reasonably accept, but you may not settle it in a way that admits fault for us or binds us without our consent.

If you live in New Jersey, nothing in Disclaimers, Limits on our liability or the paragraph above limits any right you have under New Jersey law, including the Truth-in-Consumer Contract, Warranty and Notice Act, and each applies to you only as far as New Jersey law allows.

19. Law and disputes

These terms are governed by the laws of the State of Delaware, without regard to its rules on conflicts of law. The Federal Arbitration Act governs the agreement to arbitrate below.

Talk to us first. Before either of us starts a claim, the one with the problem sends the other a written notice: you send yours to support@signet.fyi or by post to SD Labs Inc, 2810 North Church Street, STE 91025, Wilmington, DE 19802, United States, with your name, your account’s email, what happened and what you want. We send ours to your account’s email. Each notice must be about one person’s claim and signed by that person, even if a lawyer sends it. We each then try in good faith to settle it within 60 days, and time limits for bringing the claim pause meanwhile.

Arbitration. Any dispute we can’t settle that way is finally decided by arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules as in force when the claim is filed, by one arbitrator, in English. A hearing can be held by video, or in person in the county where you live. We pay the AAA’s filing, administration and arbitrator fees beyond what its rules ask of you, unless the arbitrator finds your claim frivolous. If the AAA can’t or won’t administer a claim, we’ll agree with you on another arbitration provider, or a court will appoint one, and the rest of this section still applies. If 25 or more similar claims are brought against us, or by us, by or with the help of the same or coordinated lawyers, the AAA’s Mass Arbitration Supplementary Rules also apply to them.

The arbitrator decides every question about this agreement to arbitrate, including its scope, validity and enforceability, except that a court decides whether the class action waiver or the rules for mass claims can be enforced, whether a claim seeks public injunctive relief, and whether you opted out.

You and we each give up the right to a jury trial. Each of us brings claims only for ourselves, not as a plaintiff or class member in any class, collective, consolidated or representative action. The arbitrator may award any individual relief a court could, but only for the person bringing the claim. We won’t ask the arbitrator to make you pay our lawyers’ fees unless your claim is frivolous. Either of us may still bring a claim in a small claims court where you live, or ask a court to stop the misuse of intellectual property or for an urgent order to stop harm.

If a court decides that the class action waiver can’t be enforced for a claim, or a claim seeks public injunctive relief (an order whose main purpose is to stop unlawful acts that harm the public, not only you), that part of the claim goes to court, and waits until the arbitration of the rest is decided. Any claim that goes to court, other than in a small claims court, is heard only in the state or federal courts for the county where you live or in Delaware, and you and we accept their jurisdiction.

Opting out. You can opt out of arbitration by writing to support@signet.fyi from your account’s email within 30 days of first accepting these terms, saying you opt out. Your other rights under these terms stay the same. If we change this section, the change doesn’t apply to a claim that arose before it takes effect, and you can reject the change by writing to support@signet.fyi within 30 days of it, in which case this section as it was before keeps applying to you.

Outside the US. If you live in the EU, the UK or another country whose law protects consumers, you also keep the protection of the mandatory laws of the country where you live, and you can bring a claim in its courts. If you live in the EU or the UK, you can cancel this agreement within 14 days of making your account, without giving a reason, by deleting your account. An account costs nothing. A trade can’t be cancelled once it’s sent, because its price depends on markets we don’t control.

20. Changes to these terms, and the rest

We may change these terms. We’ll show the date of the change at the top, and tell you in the app or by email at least 30 days before a change that matters takes effect, unless the law or a new feature needs it sooner. For a change to Law and disputes, or one that reduces your rights, we’ll ask you to accept it in the app. Otherwise, if you keep using Fama after a change takes effect, the new terms apply; if you don’t accept them, stop using Fama and delete your account.

These terms, with the rules the app shows you for a feature (such as a reward’s conditions), are the whole agreement between us about Fama. Our privacy policy explains how we handle your data; it isn’t part of this agreement. If part of these terms can’t be enforced, the rest still applies. If we don’t enforce a part, we haven’t given it up. You can’t transfer these terms; we may transfer them to a company that takes over Fama.

When your account ends, these sections keep applying: Fees, for anything owed; Invite and caller rewards, for rewards paid by mistake or earned against these terms; Chats, notes and your content, for copies others have; Fama’s software and name, for feedback; Disclaimers; Limits on our liability; Law and disputes; and this section.

We send notices to your account’s email or in the app, and you send yours to support@signet.fyi or by post to SD Labs Inc, 2810 North Church Street, STE 91025, Wilmington, DE 19802, United States, except where these terms say to write from your account’s email, as for opting out of arbitration. Questions? Write to support@signet.fyi.